Insurance Solutions — People Insurance

HEALTH & DENTAL PLANS

Healthcare insurance can pay for health expenses not covered by OHIP or your group benefits plan.
Coverage is available for drugs, dental care, vision care, and extended health care (chiropractic, physiotherapy, massage, medical devices, etc.).
Plans are affordable and can be established for a single person, a couple, or the family.

Anyone can fall victim to a sudden loss of health or impairment.
Most workplace benefit plans don't offer you enough coverage.
Protect your household finances from income loss due to an accident, illness, disability, critical illness, or long-term care.
You could deplete your savings in no time, then how will you buy groceries, let alone keep up the mortgage payments?
Having your own Living Benefits insurance portfolio is your a safety net from those health risks.

Don't be scammed by the bank with a plan that won't pay.
Mortgage insurance is NOT life insurance -- it's only creditor insurance.
Don't let your family get evicted.
Protect your family's home ownership with insurance that pays the mortgage when you die.

Don't burden family with debt when you die.
Under new law, your estate's cash can be tied-up for over 4 years.
Funeral costs, legal fees, accounting fees, estate fees, and income taxes are payable before probate is completed.
Final Expense life insurance provides immediate cash-flow for those expenses.
Don’t simply assume you can't get coverage because of current health issues.
Non-medical life insurance is a fast, easy, and an affordable solution.
No needles or medical tests (simply answer a few qualifying questions).
You could be insured right away.
If you're a Canadian resident, between the ages of 18 (eighteen) and 85 (eighty-five), you are automatically eligible for non-medical guaranteed life insurance, regardless of your health.